GreenSky weighing IPO

Few people outside of the financial tech sector have heard the name GreenSky. And even fewer have heard of the company’s camera-shy CEO, David Zalik. But both Zalik and the company he founded have quickly become prominent within the world of financial technology.

Founded in 2006, GreenSky was conceived as a means to bring merchants, customers and banks together in a way that would prevent the needless loss of sales. Zalik had extensive experience working in the home-remodeling sector, a fact brought about by his involvement in e-consultancy firm Outweb. Zalik realized that many sales were being lost at the point of sale as a result of customers experiencing sticker shock. In particular, customers with little or no experience in home remodeling or contracting were consistently underestimating the true costs of projects. This led to many sales being lost, never to be recovered.

Zalik believed that it may be possible to help merchants overcome this sort of point-of-sale customer objection. He started offering loan products that were originally designed for contractor who did in-field house calls. If a customer balked at the bid price, the contractor would be able to tell the customer that they have special promotional financing. Because the average FICO score of this class of customer is in the 760 range, GreenSky could offer spectacular loan terms. A typical GreenSky loan involved no interest or payment for the first year. And because the majority of the borrowers are prime, the lenders themselves don’t have to worry about high rates of delinquencies or defaults.

The model proved to be a boon for home contractors. Zalik quickly realized the potential in other fields. He began branching out into elective medical procedures, sellers of aluminum siding, window replacement and roofers. Today, GreenSky has more than 17,000 merchants who are able to be matched with 14 of the largest lenders in the country, including Fifth Third Bancorp, Sun Trust and Region’s Bank.

GreenSky is currently estimated to be worth more than $4.5 billion, and Zalik is now making strong insinuations that he is considering an IPO.

Shervin Pishevar: The Broader Economy

Few understand how the Internet impacted the world. Shervin Pishevar is trying to create awareness of a new economy that does not require individuals to remain silent and complacent. Citizens no longer need to accept only what another human being will distribute via it be by pseudo-capitalism, communism, or other non-technology centric economic system. Shervin Pishevar recognized that we have the power, in direct communication with each other, to make our own deals.

Global Economic Climate Change

Too big to fail banks relied upon pre-Internet economics to argue their necessity. Americans bought into their empty image. Bailing out the banks of 2008 was a mistake. Few argue against this economic diagnosis. Still, many fear change more than they do mismanagement of their finances.

Introducing Bitcoin

One good thing that came out of the 2008 bailout was motivation in the fintech entrepreneurial space. Satoshi Nakamoto digitally penned an idea that would prevent such an occurrence from ever happening again. Who could foresee how receptive everyday citizens from around the world would take Satoshi’s idea?

Today, the largest companies of the world are following in the footsteps of these early blockchain pioneers. Shervin Pishevar touched upon this market condition in bringing attention to tech monopolies and their stifling of small business. Must they be at odds? Is there any way that blockchain technology can provide a solution? Shervin Pishevar believes that blockchain will win out in a monopolistic economic climate. After all, it was blockchain that succeeded in the wake of the big banks and it is in blockchain developers whom these large corporations follow.

Emerging Solutions in Blockchain

It was the little startups that brought us blockchain. Long established organizations followed later. Whether they be first world governments or corporate conglomerates, many who had held power before the Internet are now finally playing catch up.

Blockchain technology has so many potential applications. One of the most notable is in logistics. In a world interconnected across oceans, logistics are increasingly important to distribute products beyond regional locations, across national borders, and through conflict areas.

Peter Briger is a Definition of a Hard Worker

Fortress Investment Group has become successful over the years even after being acquired by SoftBank thanks to reliable principals like Peter Briger. He alongside the other principals have created the company to become an admiration of many in the world of business precisely the alternative asset management sector. Peter Briger is the principal and co-chairman of the Fortress Investment Group and his primary role is in the department of real estate and the credit finance business. Additionally, he focuses on issues that bother investors in regards to debt that becomes a burden and requires external intervention. He is an experienced individual in the world of investment which he owes to Goldman Sachs & Co. where he served for 15 years in operational management and leadership.

Peter Briger’s education has added value to his contribution at work and his daily activities as he holds a master of business administration and a bachelor of arts. He attended Wharton School of Business at the Pennsylvania University and the University of Princeton respectively. With his knowledge and skills, he happens to be the mind behind the first Bitcoin regulated exchange an idea he shared with Fortress Investment Group. Even though it was difficult putting things together, Peter Briger had to make the idea work and therefore explained repeatedly to the interested parties what the project entailed. Some bought the idea while others withdrew which made him feel devastated especially in the case of Wells Fargo which had given him hope of being part of the project. All was not lost though as Wall Street came through and became part of it which made his idea become a successful reality.

Having studied at the Princeton University, Peter Briger gives back to that community by offering them financial support to start businesses. Additionally, he provides his experience and expertise to help sustain these businesses and as well instil knowledge to those that are involved. In that case, he is not selfish with what he knows as he shares it with the younger generation hence securing the future of the financial world. With his commitment at work, he has done well for himself and was once featured in the Forbes Billionaire list where he was ranked number 407. In that case, his hard work has not been in vain, and his efforts can, therefore, be emulated by individuals who wish to thrive in business in a similar capacity.

Learn more:

Peter Briger Takes Fortress Investment Group to Greater Heights

Fortress Investment Group is an entity that focuses on managing wealth while at the same time offering insights into investment. The firm has been operating for an extended period making it feature as one of the most prominent asset management organization in the United States. To date, Fortress remains as the market leader in asset management and Investment Company. However, the success of the entity can be attributed to some of its prominent leaders, Peter Briger.

Peter Briger joined Fortress Investment Group from other financial organizations and management boards where he had gained invaluable experience. Working in other entities, especially those in different fields helped Briger to understand different markets and the way such markets operate. When he was appointed as one of the management committee members at Fortress Investment Group, Briger had enough skills and competence to take the organization to greater heights. His experience in solving some of the significant challenges affecting the industry has helped him to prosper the company to another level where the entity seems to overcome the issues affecting other entities in the same industry.

The next aspect that proves to be essential for Fortress Investment Group is that Peter Briger has remained to one of the most influential and technically gifted financial analysts who can be able to understand the market and make the right decisions for the company. It is worth noting that entities working in the financial industry are prone to extreme uncertainty situations which can cause the company to lose its investment. However, Fortress Group relies heavily on Peter Briger who formulates and implements necessary policies that help the company to remain operational.

Lastly, Peter Briger is a gifted person who has the potential of seeing an investment opportunity and turning it to gold. His ability to negotiate have helped Fortress Investment Group to acquire assets at discounted rates while later selling such holdings at higher profits. Briger is highly respected at management levels of Fortress Group because he is geared towards improving the financial situation of the company by detecting cheap assets which have the potential to grow in value. The ability to help the company make profits on a constant basis is an important aspect that is accepted in many organizations.

WAX President Malcolm CasSelle Unleashed the Blockchain Platform

 The world of virtual asset trading, buying and selling in the video gaming industry is constantly growing. Trading virtual assets, owning unique “skins” for User Interfaces (UIs), game assets such as weapons, clothing, and other equipment is big business. It is the digital age collectors market for gamers.

Unfortunately as with any business, there have been a few problems that needed to be addressed and solved. OPSkins Cheif Information Officer (CIO), Malcolm CasSelle, and its creators developed a solution. WAX’s (Worldwide Asset eXchange) blockchain platform provides a more efficient experience for sellers and buyers. The result, virtual asset trading around the globe with exchanges that are instant and transparent.

A decentralized platform that eliminates payment processing issues, fragmentation in the market and fraudulent transactions is a major benefit to the community. CasSelle is confident that WAX’s blockchain technology and platform will allow cryptocurrency to spread to the mainstream.

Malcolm CasSelle Entrepreneur and Investor

Malcolm has an impressive education and career history. He has the knowledge and experience to keep virtual asset trading moving forward.

CasSelle graduated from Massachusetts Institute of Technology (MIT) where he earned a bachelor’s degree. Also, he holds a master’s degree from Stanford University. Both of Malcolm’s degrees are in Computer Science. He is bilingual, he is fluent in Japanese and Mandarin. As an investor, CasSelle has invested in companies such as Bitcoin and Facebook.

Malcolm CasSelle co-founded NetNoir Inc., one of the first multimedia companies for African-American content, and was the Chief Technology Officer (CTO). He later co-founded Timeline Labs and served as CEO, At Pacific Century Cyberworks he served as senior Vice President and Advisor to the Chief Executive Officer (CEO). At MediaPass he was CEO, and he has worked with other companies.

Currently, CasSelle is president of WAX, and the technology of blockchain smart contracts is propelling virtual asset exchanges in the video gaming industry forward.

Find out more about Malcolm CasSelle:


MB2 Dental is Serious About Effeciency and Quality

MB2 Dental offers nothing less than the very best. They strive to cover every and all services needed in order to run a dental business smoothly and successfully. MB2 Dental offers accounting and finance services, credentialing, human resource services, compliance and IT services, billing and collections, marketing, procurement, recruiting, business development, and training.

MB2 Dental will keep your office ruining the way that it should and offers updated and advanced technology to integrate into your business. Service that they provide includes Custom A/V, data management, hardware installations and upgrades, backup disaster recovery, network solutions, and telecom and data services just to touch on a few.

They also offer credentialing to ensure that affiliations with provider insurance companies will accept third-party reimbursements quickly and easily. Their human resource department handles employee growth, employee wellness, motivation of employees, and ensures that payroll, talent acquisition, benefits, compensation, and everything in-between are all taken care of.

Recruiting’s another task that is handles by MB2 Dental. Their recruitment team will fill your empty positions with capable and pleasant employees and you do not have to go through the pain of finding the right people for the job. Only the most talented applicants will be considered and you can spend your valuable time on other areas of business. MB2 Dental also offers training to new staff and will ensure that they have all the skills to complete the tasks at hand.

MB2 Dental was founded by a dentist and partners of the company are investors, shareholders, and entrepreneurs too. The business model that MB2 Dental follows is anything but typical and when you join the team, you get the benefit of all the doctors that come with your membership to the company.

When the dentist is able to focus more on the issues of their patients, the patient ultimately gets better care. It is the job of MB2 Dental to ensure that all of the behind-the-scenes are taken care of so that the primary focus lies with the patient and not the running of the business. MB2 Dental handles all the mundane tasks at hand.

Randal Nardone Swithces From Law To Finance And Becomes A Billionaire

Randal Nardone, the CEO of Fortress Investment Group is a very busy man. Not only does the experienced financial services professional have a wide variety of important duties at Fortress, he also holds executive and leadership positions at a number of the company’s subsidiaries as well as with other firms. Since helping to co-found Fortress Investment Group in 1998, Nardone has also played prominent roles in companies in a wide range of industries. He has been able to draw on his management, executive, investment and financial services experience to help those companies thrive.

Some of the companies in which Randal Nardone has served as director, president, chief operating officer and CEO include Springleaf Financial Holdings, Ncs 1 LLC, Newcastle Investment Holdings, RIC Coinvestment Fund, IMPAC Commercial Holdings Incorporated, Eurocastle Investment Limited, Alea Group Holdings Bermuda Limited, Florida East Coast Holdings Corporation, OneMain Holdings Incorporated, Aircastle Limited, Brookdale Senior Living Inc., New Media Investment Group, GAGFAH S.S., SeaCube Container Leasing Ltd., Mapeley Limited and doBank S.p.A.

In addition to that, Randal Nardone has served as a Fortress Credit Corporation principal as well as Fortress Investment Fund IV and V co-founder, COO and CEO. Plus, he is a Fortress Registered Investment Trust co-founder and was the secretary, vice president, and COO of the fund and is currently its CEO. Randal Nardone’s stellar career in financial services came as a surprise to many people that knew him. At the University of Connecticut he majored in English and Biology. Nardone earned his juris doctor from Boston University’s School of Law and joined the Thacher Proffitt & Wood law firm. He quickly made partner and was a member of the firm executive committee.

However, after gaining a measure of success in the legal profession, Randal Nardone decided to go in a completely new direction. He took a position with Blackrock Financial Management and began what would become a spectacular career in the financial services industry. Serving as a principal, Nardone remained with Blackrock until 1997. Then he was a managing director at UBS for a year before leaving to join with Wesley Edens and Robert Kauffman and co-found Fortress Investment Group. By 2007, it became the first private equity firm in U.S. history to be publicly traded.

Randal Nardonw, now married with one child, is now a billionaire. He is ranked number 577 on the Forbes Billionaires list. That’s not bad for an English major.

To know more click: here.

Luiz Carlos Trabuco Steps Forward To Lead Banco Bradesco Until New CEO is Elected

After over 25 years as the chairman of Banco Bradesco SA, Lazaro de Mello Brandao has decided to step down from his role. At 91 years old, he was one of the oldest bank chairmen in service. It will be a challenge for anyone to live up to Brandao’s rich legacy.

However, if anyone is able to do so, it’s Luiz Carlos Trabuco, the bank’s current CEO, and Brandao’s replacement. Luiz Carlos Trabuco has taken on both the role of chairman as well as that of the chief executive officer until a new CEO is elected this March.

The announcement of Brandao’s retirement has sparked a race for the position of CEO among the company’s top executives, with the outcome of that race being largely unpredictable until it’s decided in March. Whatever the outcome, the executive talent pool of the company is strong, and any of the rumored candidates are likely to benefit the company.

Luiz Carlos Trabuco
Luiz Carlos Trabuco is the current CEO and chairman of Banco Bradesco SA. He graduated from Fundação Escola de Sociologia e Política de São Paulo with a degree in Philosophy as well as postgraduate studies in Social Psychology.

He has dedicated much of his long and illustrious career to Bradesco, having acted as Banco Bradesco’s Investor Relations Officer, and, for 20 years, their Executive Vice-President. He was promoted to the position of CEO within the bank in 2009 and has held both the chairman and CEO positions simultaneously since October last year. Additionally, he spent six years as the chief executive officer of Grupo Bradesco Seguros.

In addition to his work with Banco Bradesco, Luiz Carlos Trabuco has held a number of other prestigious positions. These positions include President of the Marketing and Fundraising Commission of the Brazilian Association of Real Estate Credit and Savings Entities; Executive Vice-President and Member of the Board of Governors for the National Confederation of Companies in General Insurance, Private Pension and Life, Supplementary Health and Capitalization; Chairman of the Board of Directors of Odontoprev S.A. and numerous other executive positions.

Read more: Bradesco deve anunciar sucessor de Trabuco antes do Carnaval

The Race Ignites For the Position of CEO
During his management career at Banco Bradesco, Brandao encouraged promoting from within and scarcely looked towards outside sources when considering executives. The company is likely to maintain that course in the future, and they are highly likely to pick their new CEO from their existing executives. Luiz Carlos Trabuco will be naming his successor this March, and unnamed sources have reported that the choice will be made from the following seven executives:

Responsible for the bank’s human resources department, André Rodrigues Cano has been working for Bradesco since 1977.

The chief risk officer of Bradesco is Alexandre da Silva Gluher, and he has been working for them since 1976.

Responsible for Bradesco’s IT department, and the creation of their mobile banking app, Mauricio Machado de Minas is one of the newest at the company, having joined in 2009.

The branch network and high-income segment of the company is managed by Josué Augusto Pancini, and he has been working for Bradesco since 1975.

Marcelo de Araujo Noronha manages the bank’s card operation, the company’s corporate and investment banking, and Bradesco BBI. They have been working for Bradesco since 2003, as another newer hire.

Domingos Figueiredo Abreu is in charge of managing the treasury and lending departments for the bank and has been working with Bradesco since 1981.

Leading the bank’s insurance unit is Octavio de Lazari. He has been responsible for a third of the bank’s results and has worked for Bradesco since 1978.

Search more about Luiz Carlos Trabuco:

Mark Mofid, Perfecting Gluteal Augmentation

Thanks to celebrities and social media, gluteal augmentation has become just as popular as breast augmentation. Sadly, society’s impossible standards and the pressure to look flawless has lead to botched surgeries and even death. Gluteal augmentation is generally performed using implants, your own body fat or other substances. Whether you are having a surgical procedure or injections, it’s essential that you consult with a trained professional. Mark Mofid is one of those individuals and is a plastic surgeon based in San Diego, CA. He is focused on educating his peers through his innovative research when it comes to this potentially dangerous procedure.

Mark Mofid specializes in all aspects of aesthetic surgery however, he is determined to perfect gluteal augmentation. If a patient requests implants, Mofid will only place intramuscular implants. Those who push for larger implants will only be turned down by the doctor. Mark Mofid cares more about the risk of complications then he does about a patients wish for fame. The larger the implant, the higher rate of malposition, palpability and incisional separation. Fat grafting has become a more popular way to augment the buttocks and is safer with little recovery time

Mark Mofid started performing these procedures eight years ago. He immediately became frustrated with silicone implants to augment the buttocks. He began to design his own implant for Implantech that solved two of the most common problems. His implant made it easier for intramuscular positioning, resulting in a more proportional look.

Mofid is certified by the American Board of Facial Plastic and Reconstructive Surgery and the American Board of Plastic Surgery. He obtained his undergraduate degree from Harvard University. It was at Johns Hopkins University School of Medicine where he completed his medical degree. He strives to provide his patients with personalized care from the consultation to the recovery period. His offices are located in Chula Vista and San Diego, where he will carefully evaluate your concerns. He performs reconstructive surgery including: facial reconstruction, post-trauma facial injury repair, post-mastectomy breast reconstruction, skin cancer removal and microsurgery. He has written several publications that have been featured in the Plastic and Reconstructive Surgery journal.

Paul Mampilly Offers Legitimate Stock Advice To Subscribers

Paul Mampilly has pamphlets for investors on how to find good stocks to invest in and trade, and how to spot new companies whose shares are still low. Mampilly has done so himself with companies that were still young including Facebook and Netflix and he’s had a good grip on growing technology and what he calls the interconnectivity of the internet. Mampilly explained once in an interview with Ideamensch that investors need to pay attention to millennials because the products they like are going to have the biggest impact in the futures market. Mampilly explains even more in his newsletter “Profits Unlimited,” and he’s going to have even more information available in his next one “True Momentum.” His newsletters have garnered over 60,000 subscribers.

Paul Mampilly gained investment knowledge from the years he spent on Wall Street. It began in the banking industry as a researcher and later portfolio manager for clients of Deutsche Bank, Bankers Trust, Sears, ING and a private Swiss bank. He was then invited to join Kinetics International Fund, a hedge fund that saw how well clients had done with Mampilly’s advice at the banks. Mampilly turned the hedge fund from a $6 billion in AUM firm to a $25 billion AUM firm. The high annual interest rates the hedge fund’s investments gained brought recognition from Barron’s magazine as the fastest-growing Wall Street organization.

One of Mampilly’s most famous accomplishments while still on Wall Street was investing in the Templeton Foundation’s competition in 2008. The competition was hosted through 2009, the period when the financial crisis was at its worst, but it did not stop Mampilly from making profits. He found stock to invest in that turned $50 million into $88 million, netting a 76% gain over that year. But just a few years later Mampilly decided it was time to start helping those who weren’t rich and didn’t know much about stocks. So as part of his newsletters he writes at Banyan Hill, investors can see his portfolio and see which stocks are doing well.

About Paul Mampilly: